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BetterMyCredit.com Credit Building e-Kit - Money Back Guarantee
First Aid Manual for your finances.

Back to e-Kit Overview

In today’s challenging economy, loans are more difficult than ever to get, and the chances of receiving one won’t improve any time soon. To be considered for a loan, it’s essential to have good credit, but most people don’t even understand the basics of credit.

That’s why the First-Aid Manual for Your Credit was written. It explains in detail how credit is determined, the different types of credit, and why good credit is so critical to your financial well-being. You’ll learn how to repair your credit, maintain good credit and avoid credit scams and other financial pitfalls. The information in this life-changing book doesn’t just apply to the short term; it will keep you on the right financial course forever.

The First-Aid Manual for Your Credit may well be the linchpin to your financial success because without good credit a better future is unlikely.

Table of Contents

Introduction:

The Story of Bill

 

Chapter 1:

What is Credit and Why is it Important

  • The Different Types of Credit
  • Why is Credit Important?
  • The Benefits of Good Credit
  • The Pitfalls of Bad Credit
  • What Creates Bad Credit?
    Divorce

 

Chapter 2: 

Credit Reporting 101 - What You Must Know

  • What is a Credit Report?
  • What is a Credit Bureau?
  • Components of a Credit Report
  • How is a Credit Score Calculated?
  • The FICO Score
  • Using Your Score to Predict Available Credit

 

Chapter 3:

Repair Your Credit

  • How Long Negative Items Affect Credit
  • Pay Down Debt
  • Correct Errors on Your Credit Report

 

 

Chapter 4:

Building and Maintaining Good Credit

  • Establishing New Lines of Credit

 

Chapter 5:

Credit Scams and Your Rights
as a Consumer

  • Government Protection and Regulations
  • Credit Scams and Dubious Business Practices

 

Chapter 6:

Long-term Strategies for Maintaining Good Credit

  • Pay Bills On Time
  • Only Spend Money You Have
  • Only Apply for Credit When Needed
  • Keep Unused Accounts Open
  • Avoid Closing Negative Accounts
  • Avoid Excess Inquiries
  • Avoid Co-Signing Loans
  • Conduct an Annual Credit Review

 

Conclusion

 

 

 

 

 

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